Personal Finance

The idea of low-cost living is often misunderstood. It is not about cutting joy, giving up comfort, or constantly saying no. It is about creating a life that feels calm, intentional, and sustainable without overspending to keep up. In a time when costs keep rising and financial pressure feels constant, learning how to live well on less is less about restriction and more about clarity. When you spend intentionally, you make space for what actually matters. This guide explores